Many people view a budget as being restrictive, but it is merely a plan for how you will spend (and save) your money. "A budget is telling your money where to go instead of wondering where it went." (Dave Ramsey)
- Build your budget on your take-home pay, not on what you make before taxes.
- Factor in all of your expenses, even the little ones, like that vanilla latte every morning.
- Prioritize to see where you can make cuts.
- Keep track of your expenses to make sure you are actually sticking to your budget.
- Live within your means.
- Don't forget to show your Bearcat Card wherever you go! Many retailers, restaurants, attractions and establishments offer student discounts.
GradReady can help you create a budget and develop the skills to be in the financial driver's seat when you graduate. Don't graduate with a poor credit score and a mountain of debt.